1Regulatory Status
Hawkes Bay Underwriting Limited is authorised and regulated by the Insurance Authority in Hong Kong
Registered Office: Room 2431 – 2435, 24/F, Sun Hung Kai Centre, 30 Harbour Road, Wan Chai, Hong Kong
Licence Type: Insurance Agency Licence, reference number FA2078
2What is a MGA?
A Managing General Agent (MGA) manages all or part of the insurance life-cycle for an insurance carrier. We have in-depth expertise that has been granted underwriting authority by an insurer, and can administer programs and negotiate contracts for an insurer while working as the intermediary between insurers and brokers, and/or insureds.
3Why use an MGA?
We act as a specialist type of insurance agent. Granted underwriting authority by insurance capacity provider and offer tailored quotes much quicker than more traditional channels. In addition, it’s far easier to get an instant ‘yes’ or ‘no’ answer direct from our underwriting expert, as opposed to first going through an automatic system.
4What is a Coverholder?
Lloyd's is the world's leading specialist insurance market, a place where talented and experienced underwriters come together to insure or reinsure risks.

Coverholders can offer the best of both worlds.
They have local knowledge to fully understand your requirements, while offering access to Lloyd's specialist underwriting expertise, capital strength and brand.
5Financial Strength and Performance
Insurance carrier credit ratings are important because it indicates the company’s solvency, financial strength, and ability to pay policyholder claims. All the insurance capacity we acting on behalf must be awarded from the major ratings agencies with excellent financial stability.
6Complaints Handling Procedures
7Data Protection Policy
8Terms and Conditions
Welcome to our website. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our Data Protection Policy governance and Corporate Information govern the Hawkes Bay Underwriting relationship with you in relation to this website.
The use of this website is subject to the following terms of use:
  • The content of the pages of this website is for your general information and use only. It is subject to change without notice.
  • Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
  • Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements.
    This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions.
  • You may print or download extracts of this website for personal use. If you wish to download or print extracts of this site for distribution to third parties, you may do use provided that:
  • Hawkes Bay Underwriting is acknowledged as the source of the materials.
  • The third party must be advised that these terms and conditions apply and they must comply with them.
  • The material must be provided free of charge.
  • All trademarks reproduced in this website, which are not the property of, or licensed to the operator, are acknowledged on the website.
  • Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence.
  • From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s).
  • You may not create a link to this website from another website or document without Hawkes Bay Underwriting’s prior written consent.
  • Your use of this website and any dispute arising out of such use of the website is subject to the laws of Hong Kong.
If you would like more information about this website or to request permission to reproduce material, please contact us.
9Cookie Policy

Like many companies, Hawkes Bay Underwriting Limited uses cookies on this Site. Cookies are small, text files that will help your browser navigate through our website and can enable a faster and easier experience for you.

There are different types of Cookies:


A session cookie is stored in the temporary memory of your computer and is not retained after the browser is closed. Session cookies do not collect information from your computer.


A persistent (or permanent cookie)  is stored on a user’s drive until it or the user deletes the cookie. Persistent cookies are used to collect identifying information about the user, such as Web surfing behaviour or user preferences for a specific Web site.

The table below is a list of the main persistent and session cookies used on our website.

We also are providing both the purpose and the name of each cookie. Please note that we may from time to time modify or update our cookies. When that happens, we will update this list accordingly.

Name Purpose
_cfduid Speeds up page load times it is used to override any security restrictions based on the IP address the visitor is coming from. It does not contain any user identification information.


Web analytics that track and record how visitors interact with pages on a site.
exp_last_activity This cookie tells us the date of your last activity on our website
exp_last_visit This cookie is only relevant to registered users. If you’re browsing the site as a guest, it’ll be set to a date in the past
exp_csrf_token This cookie protects against Cross Site Request Forgery (CSRF)
exp_stashid This cookie is used to store server-side, user-specific data to maintain a session state for the visitor, and to ‘remember’ their preferences. Our website uses this data to process user requests. Some functions of the website depend on these cookies and may not work properly, or at all, if they are disabled.
exp_tracker For tracking and recording visits
PHPSESSID Cookie generated by applications based on the PHP language. This is a general-purpose identifier used to maintain user session variables.
DSID This cookie is used to link user activity when a user logs in to a Google account from multiple devices.
IDE These advertising cookies are stored in Google DoubleClick and are used to personalise advertisements shown to users based on previous visits to our website.
_dc_gtm: This cookie is used to help identify the visitors by either age, gender, or interests by DoubleClick via Google Tag Manager. It is a first party cookie that is set for your domain only.

Our site also uses third party services or software, such as maps, online videos and social networking features.

Many of these services may set cookies in your browser.


Name Purpose




Vimeo sets cookies on any page that embeds a Vimeo video. While we have no control over these cookies, they appear to include a mixture of pieces of information to measure the number and behaviour of Vimeo viewers, to hold information about current viewing video settings as well as a personal identification token, if you are logged into Vimeo. Furthermore Vimeo uses cookies that are Google Universal Analytics cookies to track viewers.
NID Google set cookies on any page that includes a Google Map. While we have no control over the cookies set by Google, they appear to include a mixture of pieces of information to measure the number and behaviour of Google Maps users.
10Cookie Settings
Control your cookie preferences On this page, you can control your consent of our website using cookies within your web browser.